Mortgage now sorted and new house being bought

Saw a rented place last monday it would 'do' but can't say we were overly enamered with it! Seeing another place tonight similar to what we are buying, it is more expensive - but would be a better accommodation (we think) - we'll make our mind up when we've seen it tonight. Our house won't be built until November/December.

Kate and David have been to measure up for a massive extension on our property - on their property. I felt sad....................when we moved here I thought how wonderful it all was, MY ideal home - I was so proud to live in such a lovely property in an exclusive place. I still do feel that way , but it is FAR too big for us - I am fed up cleaning all the time and it costing us all this money every month. It is nice that the house will have Lovely new owners. I am pleased they bought it.

Keir dropped a bombshell. He and Olivia wanted to rent a place in Burton when he goes to college. I said 'you can't afford a flat in Burton' - he said he knew that, but they want to be together. 'Mom, can she come and live with us' - I said we'd have to see how things go. She is a lovely girl, I am real happy they've found each other - but I don't know if I could cope with another woman in the house? - IF it did happen, they - them both - will have to help do the kitchen, cook their own meals 5 out of 7 days, walk the dog, Olivia would HAVE TO find a job and they'd both have to contribute to the household bills ! What a nightmare.

Going to see this rented place tonight and then to the new house to take photo's see where they are up to - I'm concerned spending all this money in rent when we won't have to live in it.

Ah well, it is ONLY money !

What an emotionally charged week

Mortgages are so hard to come by - we got it - everything sorted, got declined !! NEVER EVER in 32 years of marriage have we been declined.....................turns out that 3, 8 & 9 months ago when I didn't receive a statement for a store card and I didn't pay it - well I did pay it but paid it late they registered me as defaulting in payment. I am devastated. Had to do an experian credit report which shows that we are excellent payers on the mortgage and electric and gas and everything else - just these 3 stupid bloody payments and it's stopped them offering us the mortgage on the new house. ALL is not lost - our current mortgage company are looking at it - and have sounded much more positive, PLUS now we know why it was declined (DECLINED) I really CANNOT believe it, that it was declined for a stupid amount of money - anyway, fingers crossed we hear on MOnday. I really cannot get my head round this - NEVER EVER missed the mortgage or ANY OTHER bill = just those 3 payments on that ONE company and it WAS THEIR FAULT.

Anyway, seeing 2 places to rent on Monday and the mortgage chap coming to sort everything out. My head is spinning, trying hard to clear stuff out - but finding it difficult having to stop to make phone calls, work, reflexology, walking dog, taking kids here there and everywhere, Key working.

Nightmare really.

Well.

Financial advisor been - and it all looks OK, the criteria for mortgages have all changed and we have to put 'more down' than we envisaged and we had hoped to be able to give the business more of a cash injection than we can - but we have to have a roof over our head. WHICH does worry me because we have to go into rented for 3 months whilst the house is being built - we don't know if we will get a rented place with a dog and two cats - it is so worrying, but I'm sure it will all work out OK - well, I really hope it does.

So - things are moving.

My interview tomorrow - don't know if I want it, but it's full time and will be better than having to do my reflexology every night and have let downs by people and then no income because they forgot or couldn't make it etc. How our lives have changed in the last 2 years. So drastically. BUT it hasn't done us any harm.

Feel good today because I haven't got to go to work tomorrow - so I know it's time to move on when I dread Sundays because of work the next day - although Monday's aren't that bad as Mrs N isn't in.

Right, dinner time and now I am definitely back on my diet too ! - and then a bit of scrapping ATC's.

Life has been mad this week - completely and utterly

WE SOLD THE HOUSE - I just hope and pray that the next 6 weeks won't be too hectic and I have a nervous breakdown. I am absolutely dreading getting this house cleared out ready to move into PROBABLY rented accommodation and then move into a new home which won't be ready until November - but at the same time I am extremely excited. I love my house - I don't want to leave - BUT I DO, we need to. If in the mean time we win the lottery - I will stay :) Goodbye my beautiful hard earned house.

Nice couple that have bought it - they'll make a killing on this house in the next few years, we just don't have that financial time - the business needs the money now. How I wish we could go back two years.

Never mind eh. I am sure we will be happy in the new house.

The exciting thing is that Keir has a girlfriend - and he is with her - I just hope he doesnt' have a terrible set back and sleeps for a month when he comes home. BUT he's nearly 22 I have to let him get on with his life and I hope he just COPES as best he can. Can't wait to meet her.

Over to new house tomorrow - the decision. Hope Key likes it - HOPE I like it on 2nd viewing.

As of Saturday we start clearing and tidying out - contacting Solicioros and financial advisors etc etc etc - dread it - but it has to be done.

It doesn't cease to amaze me

How people can receive ATC's and not bother fulfilling their obligation and sending back - AND people receiving and not acknowledging. One of the girls has written to me to say how upset she has been too that people don't acknowledge your hard work and got me thinking - I have taken ages over some ATC's worked hard on backgrounds, and used lots of embellishments which aren't cheap and realised that people haven't acknowledged them.

I've therefore decided not to do as many swaps as I was - which is a pity as some of the girls ATC swaps have been stupendous too -

I always try to ensure I acknowledge and upload and be thankful for others hard work. It's sad huh.

AND MORE

and another few ! Phew !

these are from a swap in America.

These are 3 I've made to send to america.

These are from america.

And these were for an English girl on UKS (I think) - I'VE HAD THAT MANY SWAPS GOING ON , lost myself a bit.

I'm now in the July inchies too - awaiting June inchies on UKs. In the July swap on C.O.C and July Lottery C.O.C - have one more lot of International UK Trail to send and wanted to try and get up to date on the SLYMI - but that's kinda gone out the window.

Not a bad week with Mrs N - although she's still keeping work for herself and keeping work back. Boss spoke to me like an idiot a few times - sick of it.

I have an interview on 13th - DS has a girlfriend - I am so chuffed, hope they last together. Two viewings on the house - one is a Part Exchange - hope something comes from these and they offer a decent price for our house, otherwise we wont move. House is clean for a change but I am shattered. Might go view the Part Ex if they offer OK.

Not good news at the hospital for Key though - after all he's been through with his nose. Pity.

Did lots of backgrounds for ATC's tonight, getting together with Monica at the shop on Sunday -= I think if I don't feel too tired and have my washing up to date and housework etc - but with viewing tomorrow and shopping still to do and korin wants sandles - it's all a bit much.

Keirs off to Doncaster - hope it all doesn't do him in - and he has a lapse and goes back to how he was feeling and sleeping all the time.