Mortgages are so hard to come by - we got it - everything sorted, got declined !! NEVER EVER in 32 years of marriage have we been declined.....................turns out that 3, 8 & 9 months ago when I didn't receive a statement for a store card and I didn't pay it - well I did pay it but paid it late they registered me as defaulting in payment. I am devastated. Had to do an experian credit report which shows that we are excellent payers on the mortgage and electric and gas and everything else - just these 3 stupid bloody payments and it's stopped them offering us the mortgage on the new house. ALL is not lost - our current mortgage company are looking at it - and have sounded much more positive, PLUS now we know why it was declined (DECLINED) I really CANNOT believe it, that it was declined for a stupid amount of money - anyway, fingers crossed we hear on MOnday. I really cannot get my head round this - NEVER EVER missed the mortgage or ANY OTHER bill = just those 3 payments on that ONE company and it WAS THEIR FAULT.
Anyway, seeing 2 places to rent on Monday and the mortgage chap coming to sort everything out. My head is spinning, trying hard to clear stuff out - but finding it difficult having to stop to make phone calls, work, reflexology, walking dog, taking kids here there and everywhere, Key working.
Nightmare really.
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